A Personal Loan from NatrajPlus is designed to help you manage life’s planned and unplanned expenses with ease. Whether it’s a medical emergency, wedding expenses, travel plans, home improvements, or consolidating existing debts, our personal loan offers quick access to funds without the need for any collateral.
With a fixed interest structure and predictable EMIs, NatrajPlus Personal Loans give you financial flexibility while keeping repayment stress-free.
Key Features
- Unsecured loan with no collateral required
- Fixed interest rate for the entire loan tenure
- Quick approval and fast disbursal
- Simple eligibility criteria and minimal documentation
- Transparent charges with no hidden fees
- Fixed EMIs for easy monthly budgeting
Interest Rate
- 5% per annum (Fixed Interest)
- Interest calculated on a flat basis for the agreed tenure
Loan Amount & Tenure
- Loan amount: ₹50,000 up to ₹25 lakh*
- Tenure: 12 months to 60 months
*Loan amount eligibility depends on income, credit profile, and repayment capacity.
Eligibility Criteria
- Salaried or self-employed individuals
- Minimum age: 21 years
- Stable income source
- Good credit history preferred
Documents Required
- Identity and address proof
- Income proof (salary slips or ITR)
- Bank statements for the last 6 months
Usage of Loan Amount
- Medical emergencies
- Weddings and family functions
- Travel and holidays
- Home repairs or upgrades
- Debt consolidation
- Any personal financial need
Why Choose NatrajPlus?
At NatrajPlus, we believe personal finance should be simple and transparent. Our personal loan solutions are designed to provide timely financial support with clear terms, fixed repayments, and dedicated customer assistance throughout the loan journey.
EMI & Repayment
Your EMI remains fixed throughout the loan tenure, helping you plan your finances with confidence. You can easily calculate your monthly EMI using the NatrajPlus EMI Calculator and choose a repayment tenure that fits your budget.
Disclaimer
Loan approval, interest rate, loan amount, and tenure are subject to NatrajPlus internal credit policies and verification. Terms and conditions apply.