A Business Loan from NatrajPlus is designed to support the growth and day-to-day financial needs of small businesses, entrepreneurs, and self-employed professionals. Whether you need funds for working capital, expansion, equipment purchase, inventory management, or to manage cash-flow gaps, our business loan provides timely financial support with structured and predictable repayment.
With fixed interest and transparent terms, NatrajPlus Business Loans help you focus on running your business while we take care of your financing needs.
Key Features
- Unsecured business loan with no collateral required
- Fixed interest rate for the entire loan tenure
- Fast approval and quick disbursal
- Flexible repayment tenure with fixed EMIs
- Simple eligibility criteria
- Transparent charges with no hidden costs
Interest Rate
- 5% per annum (Fixed Interest)
- Interest calculated on a flat basis for the agreed tenure
Loan Amount & Tenure
- Loan amount: ₹1 lakh up to ₹50 lakh*
- Tenure: 12 months to 60 months
*Loan eligibility depends on business income, financial stability, and credit assessment.
Eligibility Criteria
- Self-employed individuals, proprietors, partnerships, and SMEs
- Minimum business vintage as per policy
- Stable turnover and repayment capacity
- Valid business registration and documentation
Documents Required
- Identity and address proof of applicant
- Business registration documents
- Income proof (ITR / financial statements)
- Bank statements for the last 6 months
How You Can Use the Funds
- Working capital requirements
- Business expansion or renovation
- Purchase of machinery or equipment
- Inventory stocking
- Managing seasonal cash-flow gaps
Why Choose NatrajPlus for Business Loans?
NatrajPlus understands the dynamic needs of growing businesses. Our business loans are designed to offer quick access to funds, predictable EMIs, and a transparent process, enabling you to plan your business finances with confidence.
EMI & Repayment
Your EMI remains fixed throughout the loan tenure, allowing better cash-flow planning for your business. Use the NatrajPlus EMI Calculator to estimate your monthly repayments and choose a tenure that aligns with your business income cycle.
Disclaimer
Loan approval, interest rate, loan amount, and tenure are subject to NatrajPlus internal credit assessment and verification. Terms and conditions apply.