Home Loan

Owning a home is a major milestone, and NatrajPlus Home Loan is designed to make that journey simple, transparent, and affordable. With a customer-first approach, we offer home loans that combine competitive fixed interest rates, flexible repayment options, and a smooth approval process—so you can focus on building your future, not worrying about finances.

Key Features

  • Fixed interest rate for the entire loan tenure
  • Transparent pricing with no hidden charges
  • Quick approval and hassle-free processing
  • Flexible repayment tenure to suit your income
  • Balance transfer facility available

Interest Rate

  • 5% per annum (Fixed Interest)
  • Interest is calculated on a flat basis for the agreed tenure

Loan Amount & Tenure

  • Loan amount: From ₹5 lakh up to ₹1 crore*
  • Tenure: Up to 30 years

*Loan amount eligibility depends on income, credit profile, and property value.

Eligibility Criteria

  • Salaried or self-employed individuals
  • Minimum age: 21 years
  • Stable source of income
  • Good credit history preferred

Documents Required

  • Identity proof and address proof
  • Income proof (salary slips or ITR)
  • Bank statements for the last 6 months
  • Property-related documents

Why Choose NatrajPlus?

At NatrajPlus, we believe in clarity and trust. Our home loan solutions are built to offer predictable EMIs, simple terms, and dedicated customer support throughout your loan journey—from application to disbursement and beyond.

EMI & Repayment

Your EMI remains fixed throughout the tenure, helping you plan your monthly finances better. You can calculate your EMI instantly using our EMI calculator and choose a repayment plan that fits your budget comfortably.

Disclaimer

Loan approval, interest rate, tenure, and applicable charges are subject to NatrajPlus internal credit policies and verification. Terms and conditions apply.